No Cost Benefits

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Great, so let me go over your first benefit. (Share screen to their certificate) This is the Accidental Death and Dismemberment certificate that your letter talked about. (member’s name), this is a living benefit that pays you $X,000 for the accidental loss of hands, feet, eyes, or any combination of the two. If you lose one hand, you get half the amount. Make sense? (spouse’s name), for you, this is a death benefit that would pay you $X,000 should (member’s name) die because of an accident.  

Now, (member’s name), I am going to let you assign your beneficiary. You currently have (spouse’s name) assigned; did you want to keep it that way? Now, God forbid something happens to (spouse’s name) before you or something happens to you together who would you want the money to go to? WFA 

Great, where do they live and what is the best number to reach them at? 

Next, we need an emergency contact. This person is not going to receive any of the benefit, but will be able to help complete any forms and process the claims. Again, this person needs to be over the age of 18 and residing in (same province as member). 

Ok I will email or text this to you as soon as we are done, so you have it for your records.

Now built into this package is my favourite part. The (union/assoc) wanted to make sure not only you, the member, was taken care of, but the people closest to you as well. So they allotted an additional $20,000 broken up into $2,000 increments, so your close ones would be covered too. Now I know $2,000 may not be a lot, but last year alone, we paid out $5million in these no cost certificates and as you can imagine, nobody ever sent back the cheque! So, (member’s name), obviously your beneficiaries and emergency contact would be covered under this since they are the closest to you, so that leaves 7 other people to attach to the plan. I know you mentioned you had (a relation ie. friend/sibling) earlier(Refer to rapport) , let’s start with them. What was their name?