Hour Power

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Have you ever heard of the Hour Power program?  

It’s program that all the benefits are based around. It says each member should set aside 1 to 2 hours of their weekly wage to adequately protect themselves, their family, and set them up for their future - and do so without affecting their budget. Let me explain a bit better: 

• Say you went to work this week and you got paid ONE extra hour - would you buy yourself a new vehicle or book yourself a Caribbean cruise? - Probably not right!? lol 
• Now, if you went to work this week and they let you off ONE hour early and you got paid one hour less - would you have to start selling off your belongings to pay your bills?  

No, exactly, because one hour either way doesn’t make a difference in anyone’s lifestyle, but when something happens and you lose all your income, this would have devastating effects on a family.  

Absolutely! -  and any financial planner will usually tell you to put away 10-20% of your income, but with the 1 to 2 hours, it’s only 5% which makes it comfortable for everyone without affecting their budget.  

Taking $5 out of every $100 to protect the other $95 is just being responsible. Isn’t it great how they made it affordable for everyone to have permanent coverage? 

IMPORTANT: 

Do you get paid hourly or salary?  

• If hourly - Okay! How much do you get paid per hour? So, would it be uncomfortable for you to set aside XX per week?  
• If salary - Okay! How much do you get paid monthly? So that would break down to be about XX hourly.  
  • Makes sense right?